Market capitalisation≈ 9.37T ARSMarket value of the company’s shares
Price / earnings (P/E)≈ 53.98×Price relative to 12-month earnings
Forward P/E≈ 6.14×Price relative to forecast earnings
Dividend yield≈ 4.91%Dividends relative to the share price
LAST CLOSE · ARS
$ 5,835.00
-17.25%over 1M · Oct 02, 2026
Source: BYMA Open Data · Daily bars · T+1 settlement
Price data table
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GGAL · BYMA · ARS · 1M
Date
Open
High
Low
Close
Volume
5,880
5,980
5,805
5,835
2,385,029
6,060
6,060
5,710
5,865
5,552,826
6,010
6,160
5,945
6,050
4,312,186
6,015
6,120
5,920
6,000
4,217,295
6,250
6,250
5,950
6,005
6,446,689
6,405
6,470
6,270
6,290
1,997,725
6,450
6,495
6,315
6,395
1,959,017
6,580
6,720
6,430
6,445
2,480,908
6,610
6,720
6,460
6,640
3,240,323
6,670
6,755
6,610
6,665
1,294,564
6,810
6,815
6,655
6,685
1,505,142
6,800
6,880
6,755
6,800
1,415,943
6,705
6,830
6,660
6,760
1,009,667
6,840
6,910
6,700
6,725
1,664,349
6,980
7,015
6,810
6,840
1,758,741
7,150
7,220
6,910
7,000
1,239,700
7,050
7,265
7,005
7,145
1,695,940
7,020
7,130
6,880
7,085
1,290,489
6,925
7,095
6,900
7,015
1,242,849
7,040
7,070
6,870
6,935
267,488
7,066.52
7,116.46
6,941.67
6,996.604
749,900
7,201.358
7,311.227
6,996.604
7,066.52
1,550,519
7,091.49
7,171.394
7,021.574
7,161.406
1,452,216
6,976.628
7,166.4
6,856.772
7,051.538
1,690,740
Daily BYMA observations for the selected period, newest first. Prices are in ARS. “—” means missing data; zeros are retained even when not plotted. Dates use Buenos Aires time.
The business
Individuals use Banco Galicia and Naranja X to pay, save and finance purchases; businesses need accounts, collections and credit. The group connects these relationships with insurance and investment management. Lending earns interest, while managing funds and providing services earns fees. Client money held in an investment fund is not group revenue.
An Argentine financial group operating banking, payments, insurance and investment management businesses through its subsidiaries.
Galicia brings together several ways of managing money: Banco Galicia, Naranja X, insurance and investment funds. The stock represents an interest in the group; its results combine bank lending, fees and the activities of individual subsidiaries.
Individuals use Banco Galicia and Naranja X to pay, save and finance purchases; businesses need accounts, collections and credit. The group connects these relationships with insurance and investment management. Lending earns interest, while managing funds and providing services earns fees. Client money held in an investment fund is not group revenue.
What shapes business performance
Results are easier to interpret by separating net interest income, fees and insurance earnings. Loan growth should be considered alongside arrears and loss provisions; investment services alongside flows and assets under management. Deposit costs, channel efficiency and regulatory capital constrain how each business can grow.
Banco Galicia and Naranja X serve the group’s personal finance customers. Banco Galicia provides savings, payments and financing; Naranja X develops digital products for managing everyday finances.
Who it serves
Individuals needing accounts, payments, savings or financing for expenses and projects.
How the business works
Banking connects deposits with financing. Interest pays for lending; fees pay for services such as payments, accounts and transactions.
Banco Galicia serves businesses’ banking and financing needs. Nera connects farmers, suppliers and financial institutions to support payments and financing for agricultural inputs and livestock.
Who it serves
Businesses managing collections, payments, working capital and commercial transactions.
Galicia Seguros offers coverage to individuals, SMEs, large businesses and agricultural operations through the group’s distribution network.
Who it serves
People and organisations seeking coverage for specific risks.
How the business works
Premiums pay for cover defined in a policy. The economics depend on premiums, claims and operating costs; distributing policies and underwriting risk are different roles.
Fondos Fima manages investment funds. Galicia Securities provides capital market services, while Inviu develops tools for investment advisers and clients.
Who it serves
The offering serves individuals investing savings, businesses managing liquidity and advisers supporting clients. Fima provides funds with different assets and horizons; Inviu connects the adviser relationship with tools for viewing and managing investments. Needing daily access to cash differs from investing over a long horizon.
How the business works
Three functions should be separated. Fima offers mutual funds, where investors buy units in a portfolio. Galicia Securities provides capital-market services. Inviu supplies a platform connecting advisers and investors. Management and transaction fees pay for services; money invested in a fund does not become Galicia revenue in its entirety.
The business in practice
Selected products, companies and assets from corporate publications.
Banco Galicia and Naranja X
Banco Galicia provides savings, investment and financing for individuals and businesses. Naranja X adds digital personal-finance products. They are distinct customer propositions within the same group.
Fima manages mutual funds distributed through Galicia and its agents. Galicia Securities provides securities services as a clearing and settlement agent. Portfolio management and transaction processing are different functions.
Inviu combines an adviser platform with an investor app. Advisers organise client relationships and investment monitoring, while clients view their portfolios. The technology connects these two experiences.
Nera connects farmers, suppliers and financial institutions. The supplier records the purchase; the farmer approves it and the bank pays the supplier, creating a loan. The platform coordinates the transaction: loans available through it should not all be attributed to Galicia’s balance sheet.
Nera · financing process · Grupo Galicia · companies and rolesConsulted
Insurance for different needs
Galicia Seguros serves individuals, smaller businesses, large companies and agriculture through several sales channels. The group highlights home, theft and personal-accident cover. These product families explain who the business protects; they do not establish each line’s contribution to revenue.
Galicia Ventures invests in startups and connects them with the group’s expertise and business opportunities. It combines venture funding with open innovation. This investment and business-development role differs from executing customers’ securities orders or managing their Fima funds.
Galicia Ventures · investment and innovationConsulted
Fima: liquidity, bonds and equities
Fima separates money-market, bond, mixed-asset and equity funds. Fima Premium and Fima Acciones illustrate different needs: managing near-term cash and holding stock-market exposure. Currency, holdings and redemption timing vary between funds. The business manages customers’ investments; fund units are neither bank deposits nor a promise of a fixed return.
P/E, forward P/E and other multiples relate equity or enterprise value to results and resources. Read them alongside profitability, debt and dividends, keeping reported figures distinct from estimates.
Valuation
Market capitalisation
≈ 9.37T ARS
Enterprise value · current
≈ 7.62T ARS
P/E · TTM
≈ 53.98×
Forward P/E
≈ 6.14×
P/E · next FY · non-GAAP
≈ 9.09×
P/B · latest quarter
≈ 1.02×
PEG · TTM
—
P/Free cash flow · TTM
—
Forward P/B
≈ 0.932×
P/S · TTM
≈ 0.909×
Forward P/S
≈ 0.731×
EV/EBITDA · TTM
—
Forward EV/EBITDA
—
EV/EBIT · TTM
—
EV/Revenue · TTM
≈ 0.533×
P/Operating cash flow · TTM
≈ 273.66×
Earnings yield
≈ 1.85%
Multiples may use a price different from the BYMA close. Forward P/E and next-year non-GAAP P/E are separate series.
Forecasts collect revenue and earnings estimates where available for this instrument. Check each figure’s forecast horizon and the publication history before comparing it with the company’s results.
Estimates, not reported results. NTM: next 12 months; next FY: following fiscal year. Individual estimate dates are unavailable.
Ownership structure helps explain economic interests and control. Equity holdings and voting rights are shown separately, with the date and scope of verified information.
The issuer does not specify an effective date. · Retrieved Sep 27, 2026
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The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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Years come from the same instrument’s source record. Every period and missing value is retained; “—” is not zero. Historical figures are not restated for inflation here.
The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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Years come from the same instrument’s source record. Every period and missing value is retained; “—” is not zero. Historical figures are not restated for inflation here.
The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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Years come from the same instrument’s source record. Every period and missing value is retained; “—” is not zero. Historical figures are not restated for inflation here.
The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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Years come from the same instrument’s source record. Every period and missing value is retained; “—” is not zero. Historical figures are not restated for inflation here.
The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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Years come from the same instrument’s source record. Every period and missing value is retained; “—” is not zero. Historical figures are not restated for inflation here.
The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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Years come from the same instrument’s source record. Every period and missing value is retained; “—” is not zero. Historical figures are not restated for inflation here.
The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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Years come from the same instrument’s source record. Every period and missing value is retained; “—” is not zero. Historical figures are not restated for inflation here.
The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
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Capital expenditure · unspecified calculation basisLast 12 months
The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
This series’ unit is not confirmed; values are shown without conversion.
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GGAL · Capital expenditure · unspecified calculation basis · unit not specified
Capital expenditure · unspecified calculation basisFinancial year
The source does not provide dates for individual observations. Row numbers identify their original position, not years or quarters. Every value is retained, including missing observations. “—” does not mean zero.
This series’ unit is not confirmed; values are shown without conversion.
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GGAL · Capital expenditure · unspecified calculation basis · unit not specified
Capital expenditure · unspecified calculation basisQuarter
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This series’ unit is not confirmed; values are shown without conversion.
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GGAL · Capital expenditure · unspecified calculation basis · unit not specified
Common dividend per share · primary issueFinancial year
Years come from the same instrument’s source record. Every period and missing value is retained; “—” is not zero. Historical figures are not restated for inflation here.
Periods and publication status come from each record. Estimates are separate from results; “—” marks a missing value. This series’ currency and calculation basis are not confirmed: do not combine it with standardised financial statements.
Reported resultunit not specified
Quarter 4, 2027—Estimate: ≈ 279.03
≈ 394.49≈ 275.18≈ 155.87≈ 36.56≈ -82.75
Quarter 1, 2021Quarter 4, 2027
Reported resultEstimate
Newest first
Periods and publication status come from each record. Estimates are separate from results; “—” marks a missing value. This series’ currency and calculation basis are not confirmed: do not combine it with standardised financial statements.
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GGAL · Results releases and estimates · unit not specified
Periods and publication status come from each record. Estimates are separate from results; “—” marks a missing value. This series’ currency and calculation basis are not confirmed: do not combine it with standardised financial statements.
Reported resultunit not specified
Quarter 4, 2027—Estimate: —
≈ 4.13T≈ 3.03T≈ 1.93T≈ 832.96B≈ -267.25B
Quarter 1, 2021Quarter 4, 2027
Reported resultEstimate
Newest first
Periods and publication status come from each record. Estimates are separate from results; “—” marks a missing value. This series’ currency and calculation basis are not confirmed: do not combine it with standardised financial statements.
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GGAL · Revenue releases and estimates · unit not specified